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I had studied English because I wanted to be a writer. I never had an expectation of becoming rich. I didn’t care about money. [...] Once I could no longer delay and the payments began, a question echoed through my head from the moment the day began, and often jolted me awake at night. I would look…

After the dust settled on the collapse of the economy, on my family’s lives, we found ourselves in an impossible situation: we owed more each month than we could collectively pay. And so we wrote letters to Citibank’s mysterious P.O. Box address in Sioux Falls, South Dakota, begging for help, lette…

I had studied English because I wanted to be a writer. I never had an expectation of becoming rich. I didn’t care about money. [...] Once I could no longer delay and the payments began, a question echoed through my head from the moment the day began, and often jolted me awake at night. I would look…

After the dust settled on the collapse of the economy, on my family’s lives, we found ourselves in an impossible situation: we owed more each month than we could collectively pay. And so we wrote letters to Citibank’s mysterious P.O. Box address in Sioux Falls, South Dakota, begging for help, lette…