I wish I remembered more from Jamie’s talk, but I don’t, probably because I had heard it before. My mind wandered to his address to the Harvard Business School Class of 2009, which I had used as a model for today. Jamie had lectured for forty minutes and sounded wise and sincere and authentic while saying nothing that any person who cared about ethics and morality would ever disagree with. At least five times he said “Do the right thing.” “It’s not what you say . . . it’s actually what you do.” “Treat [people] all the same, whether they’re clerks or CEOs.” (I forgave him for not noticing me earlier.) Jamie said he valued, in order of importance, family, humanity, country, then his company. J.P. Morgan—last. I did not, for a second, doubt that he believed he held those values. I believed he believed every syllable he spoke, including what he said about self-deception: “I do it all the time. It’s one of my favorite things to do.” But there are the values we say we have, and the values we strive to have. There are also the values we believe we have in order to live, not to die of the horror of seeing a stranger in the mirror.