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[...] The task of improving safety could not be left to industry, as market incentives mitigated against such an investment. “A democratic government is far better equipped to resolve competing interests and determine whatever is required [to improve safer transport] than are firms whose all-absorb…

Until relatively recently, the regulation of technology was largely discussed through the prism of contract. Technology is often sold or accessed as a proprietary product, licenced through contract to the user. Clickwrap terms of service on major service platforms, for example, allow companies to o…

Amazon is on the defensive, resiling from some of its most aggressive marketing tactics and voluntarily raising the minimum wage for its workers

Throughout the 1980s and 1990s, as the financial industry underwent deregulation, and as consumer protections from credit card companies, banks, and short-term lenders were stripped away, the idea of personal financial responsibility as a coping mechanism took hold. Everyone was trying to fleece yo…

The yield curve forms half a rictus