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[...] They say the foreclosure crisis started on Wall Street, with men in power ties trading toxic assets and engineering credit default swaps. But in the ghetto, all you needed was a rapid rescore coach and a low-income tenant hungry for a shot at the American dream.

Pastor Daryl felt torn. On the one hand, he thought it was the job of the church, not the government, to care for the poor and hungry. That, to him, was "pure Christianity." When it came to Larraine, though, Pastor Daryl believed a lot of hardship was self-inflicted. "She made some stupid choices, …

[...] He thought a kind of collective denial set in among tenants facing eviction, as if they were unable to accept or imagine that one day soon, two armed sheriff's deputies would show up, order them out, and usher in a team of movers who would make it look like they had never lived there. Psychol…